经济学人精读节选100篇Is your rent ever going to fall? 你的房租会下降吗
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本期选文来源:The Economist|International May 29th 2024 ,需要经济学人原版PDF|全文中英翻译|MP3|大家下拉至文末下载|也可以自助开通本站会员后加入专属QQ社群获取全文文档PDF中英翻译PDF,MOBI,EPUB,AZW3等多种格式。
【1】Too often politicians tout awful solutions for helping tenants.
单词解析:tenant:n.租户;房客;佃户
例句:Parts of the building are leased out to tenants.
这栋大楼有一部分租出去了。
【2】An entire generation of tenants is tearing its hair out. Across the rich world—from America to New Zealand—millions spend more than a third of their disposable income on rent. The squeeze extends from social democracies that prize strong tenancy rights to Anglophone countries that prefer homeownership—and it is mostly getting worse. The good news for anxious renters is that they are gaining a louder voice as their numbers swell. The badnews is that campaigners and politicians mostly focus on the wrong kinds of solutions to their woes.
单词解析:woe:n.问题;悲哀;痛苦;困
例句:Thanks for listening to my woes.
谢谢您听我诉说不幸的遭遇。
【3】The 20th century saw an astonishing rise in homeownership. In 1920 about 20% of Britons owned their own home; by 2000, 70% did. Many Anglophone countries followed a similar path. Even in countries less attached to the idea of owning, private renting became less common after a boom in social housing.
【4】The story in the 21st century has been different. Rod Hick of Cardiff University in Wales calculates that in countries such as Britain, Denmark, Ireland, New Zealand and Spain, homeownership rates fell by ten percentage points in the decade or so to 2018. Data on renting are patchy. But figures from the OECD, a club of rich countries, show that there has been a shift towards renting in most wealthy countries since 2010 (see chart 1). A bigger
private-rented sector is probably here to stay, predicts Peter Kemp of Britain’s Oxford University.
单词解析:private-rented:私人租赁
例句:The recent survey found that 20 per cent of private-rented dwellings are unfit for human habitation
最近的调查发现,20%的私人租住房屋并不适合人居住
【5】One of the most dramatic shifts has been in Britain. A fifth of the population now rent privately, up from a tenth in the early 2000s—an increase of more than 6m renters. It was a British
bank, Halifax, that coined the term “generation rent” in 2011.But British millennials, born between 1981 and 1996, were not special. A sagging jobs market, high house prices, rising rents
and tighter mortgage rules left many youngsters less able to afford a first property.
单词解析:mortgage:n.抵押贷款
例句:We’re mortgaged up to the hilt.
我们已经把什么都抵押了。
【6】Employment and housing pressures have eased somewhat. Generation Z, which includes those born between 1997 and 2012, is now earning much more than millennials did at the same age. Cooling
housing markets may be helping some millennials get their first set of keys, albeit often with the help of mum and dad. But others remain stuck. In Britain half of renters are now over 35.
What was seen in many places as the sector for the young and footloose is increasingly home to families and the elderly. Politicians are beginning to fret about a coming wave of retired renters.
【7】Rents have risen particularly sharply in the past three years, fuelled by workers returning to cities after the pandemic and by wages rising even as the supply of properties remains
constrained. High interest rates have crimped already inadequate levels of building. Housing starts in Sweden were down by 50% in the first quarter of 2023. And lending rules remain tight.
【8】Some tenants complain about insecurity and grotty conditions.But the biggest problem, particularly for those on low incomes, is affordability. The definition of “unaffordable” is open to
debate, but the OECD and others commonly focus on housing that accounts for more than 30% of gross income or, alternatively, 40% of disposable income (ie, income after tax and social
security charges). In 2022 almost half of American households in the private-rental sector were being charged more than 30% of gross income, according to the Joint Centre for Housing Studies
at Harvard University in America. That was the highest level on record—and up by 2m in three years. Across the rich world, rents at 40% or more of disposable income are common (see chart2). And those data miss large black markets—where sublets do not comply with regulations—in countries such as Sweden and Germany.
单词解析:alternatively:adv.(引出第二种选择或可能的建议)要不,或者
例句:Alternatively, the value can be specified as body content of the
或者,可以将该值指定为
【9】High rents do not just lighten people’s wallets. A dysfunctional rental market can make it harder for those on low incomes to get good jobs. Stockholm’s metro is part of one of the best public-transport networks in the world. Yet one in fivebusinesses says high costs and a shortage of affordable housing make it difficult to hire young workers. Lucas Persson, a 28- year-old who works at a think-tank, says many of his friends
have considered leaving the city. Spotify, a Swedish music streaming business, has called the broken rental market a barrier to expansion.
单词解析:dysfunctional:adj.功能失调;功能障碍的;机能失调的
例句:The result is a dysfunctional global industry.
结果就是一个机能失调的全球产业。
本文档由:DeepL Pro翻译|原文True PDF 本期选文来源:The Economist|International May 29th 2024
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